Purchase Products

VA INTEREST RATE REDUCTION REFINANCE LOANS

This mortgage product is ideal for homeowners who already have a VA mortgage loan and do not desire to take any money out in the process. It gives an opportunity to the homeowner to acquire new financial term, lower interest rates, lower payment, etc.

Benefits & Features

  • Appraisal or income verification is not required.
  • Closing cost can be financed into the new loan.
  • No reserves required.

Qualifications

  • Minimum Fico Credit Score starting at 580.
  • The mortgage to be refinanced must be current (not delinquent).
  • The refinance results in a net tangible benefit to the borrower.

Calculator

The loan process many times boils down to what you can afford. A good way to check your potential finances is to utilize a monthly payment calculator such as the one found here with Ready Mortgage Lenders.

Looking to Buy or Refinance?

Now is the time. We are Ready to Help!

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