Purchase Products


This mortgage product is a Portfolio lending program. It is ideal for foreign nationals who visit the U.S. on a regular basis and are looking to purchase a vacation or investment home in the United States while continue living abroad.

Benefits & Features

  • Second homes and investment properties are allowed.
  • Domestic credit score is not required.
  • Self-employed borrowers may qualify.


  • Funds must be seasoned on a U.S. bank for at least 30 days.
  • Income sources must be verified through personal Income tax and/or CPA letter from country of Origin.
  • Minimum reserves are required


The loan process many times boils down to what you can afford. A good way to check your potential finances is to utilize a monthly payment calculator such as the one found here with Ready Mortgage Lenders.

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