Purchase Products

FHA RATE TERM REFINANCE LOANS

This mortgage product is design for homeowners with an existing mortgage who wants to refinance to take advantage of the current financial terms been offered by this program.

Benefits & Features

  • No Reserves Required.
  • Closing cost can be financed into the new loan.

Qualifications

  • Minimum Fico Credit Score starting at 580.
  • The mortgage to be refinanced must be current (not delinquent).
  • The refinance results in a net tangible benefit to the borrower.

Calculator

The loan process many times boils down to what you can afford. A good way to check your potential finances is to utilize a monthly payment calculator such as the one found here with Ready Mortgage Lenders.

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