Purchase Products


This mortgage product is design for those buyers looking to purchase a property that exceeds the conforming loan limits established by the Federal Housing Finance Agency (FHFA). It benefits those buyers looking to buy premium homes.

Benefits & Features

  • Down Payments Starting at 10%
  • Loan Amount available up to $3 million
  • Loan terms may be fixed or Adjustable
  • Able to finance more than one property at a time.


  • Minimum Fico Credit Score of 640
  • No Bankruptcy Chapter 7 or 11 in the last 4 years.
  • No Bankruptcy Chapter 13 in the last 2 years from discharge date or 4 years from dismissal date.
  • No Short Sale or Deed-in-lieu in the last 4 years or Foreclosure less than 7 years on case-by- case basis.


The loan process many times boils down to what you can afford. A good way to check your potential finances is to utilize a monthly payment calculator such as the one found here with Ready Mortgage Lenders.

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