Ready Mortgage Lenders Miami


This mortgage product is a Portfolio lending program. It is ideal for borrowers who wants to purchase an apartment or Planned Unit Development (PUD), but the Department of Housing and Urban Development (HUD), Fannie Mae or Freddie Mac does not endorse the apartment complex for a conforming lending program.

  • Down payment starting at 10%.
  • No Mortgage Insurance is required.
  • No seasoning on short-sale if paid as agreed through sale date.


  • Minimum Fico Credit Score starting at 640.
  • Reserves are required.
  • Full Condo Review Required
  • Foreclosure, Deed-in-Lieu minimum 24 month from deed date.
  • No Bankruptcy Chapter 7 in the last 24 month from the Discharged Date and 24 month for Chapter 13 from Filing Date—if paid as agreed.


The loan process many times boils down to what you can afford. A good way to check your potential finances is to utilize a monthly payment calculator such as the one found here with Ready Mortgage Lenders.

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